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Short-Term Hard Money Loans
Fast, Flexible Funding from HD Lending

When timing is critical in real estate, conventional financing just doesn’t cut it. That’s why investors, flippers, and developers turn to HD Lending — the trusted source for Short-Term Hard Money Loans that close fast and deliver results.

At HD Lending, we provide asset-based short-term loans tailored for real estate transactions. Whether you’re bridging a funding gap, acquiring a distressed property, or preparing for permanent financing, our hard money loans offer the speed and flexibility you need to take action quickly and profitably.

Why Choose HD Lending?

HD Lending is a leading private lender specializing in real estate funding solutions. Here’s why smart investors choose us for their short-term lending needs:

  • Closings in as little as 5–7 days

  • No income or credit score requirements

  • Loans based on asset value (ARV or purchase price)

  • Local underwriting and fast approvals

  • Flexible loan terms from 3 to 18 months

Types of Short-Term Hard Money Loans We Offer

HD Lending offers a variety of short-term hard money loans to fit different real estate investment strategies:

1. Fix & Flip Loans

Short-term financing to purchase and renovate properties for resale. We fund both the acquisition and rehab costs.

2. Bridge Loans

Used to “bridge the gap” between transactions — for example, buying a new property before selling an existing one.

3. Transactional Funding

Same-day or same-week funding for wholesale deals where you’re flipping contracts or double-closing.

4. Acquisition Loans

Short-term capital to quickly acquire properties before refinancing or repositioning.

5. Construction Loans

Short-term hard money for ground-up construction or heavy renovation projects, including residential and small commercial.

6. Cash-Out Refinance Loans

Leverage equity from existing properties to fund new investments or renovations.

Fast, Flexible Capital for Real Estate Investors

Whether you’re flipping houses in Phoenix, acquiring rentals in Tucson, or developing lots in Scottsdale, HD Lending’s Short-Term Hard Money Loans give you the speed and certainty you need to close deals and grow your portfolio.

Contact HD Lending today to get pre-approved and find the perfect short-term funding solution for your next real estate investment.