HD Lending offers Arizona hard money loan programs specializing in private lending on real estate transactions. We provide private capital for real estate transactions that do not fit with conventional funding sources. HD Lending lends funds throughout the State of Arizona.
“Residential hard money” in terms of real estate financing, is a non-bankable money loan on an investment single-family home (or duplex dwelling). Residential hard money loans are often synonymous with “no-doc” private loans. For a residential hard money loan, the underwriting decisions are according to the borrower’s hard assets. In these cases, the residential investment real estate is used as the collateral for the transaction. Residential Hard money closes quickly compared to conventional funding – this can be a game-changer if you need money quickly.
With commercial hard money loans, underwriting decisions are based on the borrower’s real estate assets. In a commercial hard money loan, lending decisions are based on commercial assets rather than relying on a borrower’s credit. By utilizing assets, private lenders are able to fund transactions that do not fit the traditional money lending guidelines. Contact us by email or call us regarding our Arizona hard money loans (480) 688-8688.