HD Lending offers Arizona hard money loan programs specializing in private lending on real estate transactions. We provide private capital for real estate transactions that do not fit with conventional funding sources. HD Lending lends funds throughout the State of Arizona.
“Residential hard money” in terms of real estate financing, is a non-bankable money loan on an investment single-family home (or duplex dwelling). Residential hard money loans are often synonymous with “no-doc” private loans. For a residential hard money loan, the underwriting decisions are according to the borrower’s hard assets. In these cases, the residential investment real estate is used as the collateral for the transaction. Residential Hard money closes quickly compared to conventional funding – this can be a game-changer if you need money quickly.
With commercial hard money loans, underwriting decisions are based on the borrower’s real estate assets. In a commercial hard money loan, lending decisions are based on commercial assets rather than relying on a borrower’s credit. By utilizing assets, private lenders are able to fund transactions that do not fit the traditional money lending guidelines. Contact us by email or call us regarding our Arizona hard money loans (480) 688-8688.
Let me save you some time. I have dealt with other hard money lenders, and Geoff Ball at HD lending… read moreLet me save you some time. I have dealt with other hard money lenders, and Geoff Ball at HD lending is BY FAR the best We talked and the closing was 10 days later. See Geoff before anyone else, professional, courteous, and he gets it done!! Dennis N read less
In looking for alternative funding options, HD Lending was a clear choice for our project. We interviewed several firms. Some… read moreIn looking for alternative funding options, HD Lending was a clear choice for our project. We interviewed several firms. Some were unprepared, others lacked communication, a few were borderline fraudulent. HD Lending was concise and professional. Execution was quick and straight forward. Highly recommended. Thanks Geoff. read less
This was our first time working with Geoff and we’re very happy with the speed and regular follow-up provided throughout… read moreThis was our first time working with Geoff and we’re very happy with the speed and regular follow-up provided throughout the process. As Realtors, we work with many lenders and we would definitely recommend HD Lending for any private lending needs! read less
Loved working with Geoff and his team at Applewood Funding. He made the whole process a breeze. Was a professional… read moreLoved working with Geoff and his team at Applewood Funding. He made the whole process a breeze. Was a professional from day one. I will definitely be working with him on my next Real Estate purchase. Thank you so much for everything. read less
I decided to refinance my home. I contacted apple wood funding since i worked with them when i bought my… read moreI decided to refinance my home. I contacted apple wood funding since i worked with them when i bought my home. They were very professional and made everything really simple. This time I worked with Geoffrey Ball he called the same day and told me what I needed in order to refinance my home. Geoffrey was very professional and as soon as I sent him all my paperwork he started the process. A couple of days later after he received and when over my paperwork he sent me the contract with my offer and my monthly payment. What I enjoyed about working with Geoffrey was that if I had a question he answered in seconds phone or email and made everything really easy to understand. Everything was done in about 2 weeks it would of been sooner but due to my insurance company not sending me what I needed it slowed the process a few days. During the those days he was attentive making sure the insurance company were working with me. For the second time I am really happy that I when with Apple Wood Funding and with Geoffrey Ball and will continue doing business with them. If you need to refinance or buy a home contact Geoffrey Ball I promise you will be happy working with him read less
Refinanced my loan with Geoff and consider myself blessed that he was there when I needed his help. The words… read moreRefinanced my loan with Geoff and consider myself blessed that he was there when I needed his help. The words Integrity, Honesty, and Moral Aptitude come to mind when I think of my dealing with Geoff thus far. I would, without hesitation, recommend his services to those who find themselves in need. read less