Arizona New Construction Hard Money Loans
Build with Confidence Through HD Lending

Arizona’s real estate market continues to grow rapidly — and whether you’re building custom homes, spec houses, or small multifamily properties, quick access to capital is essential. At HD Lending, we specialize in Arizona New Construction Hard Money Loans that help real estate investors and builders break ground faster and complete projects on time.

Our asset-based lending model is designed for those who need speed and flexibility that banks simply can’t offer. We focus on the property, the plans, and your project timeline — not your credit score or tax returns. If you’re ready to build in Phoenix, Tucson, Scottsdale, or anywhere across Arizona, HD Lending is your go-to financing partner.

Why HD Lending is Arizona’s Preferred Hard Money Construction Lender

We understand the unique demands of ground-up construction and offer custom lending solutions with:

  • Quick Approvals – Get approved in 24–48 hours.

  • Fast Closings – Close in 5–10 business days and start building immediately.

  • Flexible Draw Schedules – Funds are released in phases as construction progresses.

  • Up to 85% Loan-to-Cost (LTC) – Covers land acquisition and vertical construction.

  • Local Market Knowledge – Our Arizona-based team understands permitting, timelines, and zoning issues.

What Our Arizona New Construction Hard Money Loans Cover

Our construction loans are ideal for:

  • Single-Family Homes

  • Spec Home Builds

  • Custom Residential Projects

  • Duplexes, Triplexes, and Fourplexes

  • Small Multifamily Units (up to 10 doors)

  • Urban Infill Developments

  • Teardown & Rebuild Projects

  • Land Purchase + Vertical Build Bundles

Whether you’re an experienced developer or building your first investment property, HD Lending gives you the fast, flexible capital you need to turn blueprints into real property.

Build Fast. Build Smart. Build with HD Lending.

Arizona is full of prime development opportunities — don’t let slow financing hold you back. With Arizona New Construction Hard Money Loans from HD Lending, you’ll move faster, stay competitive, and build with confidence.

Contact HD Lending today to get pre-approved and start funding your next construction project in Arizona.