If banks and other financial institutions are turning you away, consider HD Lending. HD Lending is the Phoenix Residential Hard Money Lender of choice for people who can’t get a loan from a bank. We offer “hard money loans” which means we offer private lending on home, property, and real estate transactions. When traditional banks deny you a loan, look to us. We have a reputation for fast and fair lending practices. Serving Phoenix and other major cities in Arizona.
“Residential hard money loan” is also called a “no doc private loan”. This type of loan is based on your hard assets (house, property, real estate). The property (typically, a single-family home or a duplex) is used as collateral for the loan. The great news is that a minimal amount of documentation is required and HD Lending can usually close a loan application faster than an application through a bank.
In addition to Residential hard money loans, we also offer Commercial hard money loans. The decision to lend or not lend is based on the commercial asset (building, property, real estate) rather than the borrower’s credit score or personal finances. Because HD Lending considers the asset, you are more likely to be approved for the commercial hard money loan.
Let me save you some time. I have dealt with other hard money lenders, and Geoff Ball at HD lending… read moreLet me save you some time. I have dealt with other hard money lenders, and Geoff Ball at HD lending is BY FAR the best We talked and the closing was 10 days later. See Geoff before anyone else, professional, courteous, and he gets it done!! Dennis N read less
In looking for alternative funding options, HD Lending was a clear choice for our project. We interviewed several firms. Some… read moreIn looking for alternative funding options, HD Lending was a clear choice for our project. We interviewed several firms. Some were unprepared, others lacked communication, a few were borderline fraudulent. HD Lending was concise and professional. Execution was quick and straight forward. Highly recommended. Thanks Geoff. read less
This was our first time working with Geoff and we’re very happy with the speed and regular follow-up provided throughout… read moreThis was our first time working with Geoff and we’re very happy with the speed and regular follow-up provided throughout the process. As Realtors, we work with many lenders and we would definitely recommend HD Lending for any private lending needs! read less
Loved working with Geoff and his team at Applewood Funding. He made the whole process a breeze. Was a professional… read moreLoved working with Geoff and his team at Applewood Funding. He made the whole process a breeze. Was a professional from day one. I will definitely be working with him on my next Real Estate purchase. Thank you so much for everything. read less
I decided to refinance my home. I contacted apple wood funding since i worked with them when i bought my… read moreI decided to refinance my home. I contacted apple wood funding since i worked with them when i bought my home. They were very professional and made everything really simple. This time I worked with Geoffrey Ball he called the same day and told me what I needed in order to refinance my home. Geoffrey was very professional and as soon as I sent him all my paperwork he started the process. A couple of days later after he received and when over my paperwork he sent me the contract with my offer and my monthly payment. What I enjoyed about working with Geoffrey was that if I had a question he answered in seconds phone or email and made everything really easy to understand. Everything was done in about 2 weeks it would of been sooner but due to my insurance company not sending me what I needed it slowed the process a few days. During the those days he was attentive making sure the insurance company were working with me. For the second time I am really happy that I when with Apple Wood Funding and with Geoffrey Ball and will continue doing business with them. If you need to refinance or buy a home contact Geoffrey Ball I promise you will be happy working with him read less
Refinanced my loan with Geoff and consider myself blessed that he was there when I needed his help. The words… read moreRefinanced my loan with Geoff and consider myself blessed that he was there when I needed his help. The words Integrity, Honesty, and Moral Aptitude come to mind when I think of my dealing with Geoff thus far. I would, without hesitation, recommend his services to those who find themselves in need. read less